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Description: Discuss anything about credit cards. credit card, debt, consolidation, elimination, bankruptcy, advantages, secured, rewards, VISA, MasterCard, American Express, Discover, points, debit, gift, interest rates, federal reserve, 0% financing, balance transfer, low rate, low intro, no annual fee
 

negotiated settlement 
  Owe $100,000 on credit cards. Can borrow $50,000 from private source if I use money to get out of debt. Is it possible to negotiate a 50% settlement with card companies and obtain their promise to show my card paid in full and satisfactorily. What steps should I take. I would want a letter of agreement from each card company first before I... more »
By aristotle65  - Jan 28 2007 - 3 new of 3 messages    

Credit Card Offers in the Mail from Washington Mutual 
  Has anyone been pre approved for this bank only to be turn down with no explanation? Is this actually legal? Is the information that they have obtained on an individual or individuals going to be secure? Or do they use it or sell it to others? Is they any recourse in these matters? Class action suit etc?... more »
By AnEye4Solutions  - Jan 18 2007 - 1 new of 1 message    

bankruptcy and foreclosure 
  I have a friend who will likely file for Chapter 7 bankruptcy. If possible, would it be better for my friend to sell her house prior to filing for bankruptcy? I am assuming that her credit will be hurt less if she doesn't have a morgage default along with all of the credit card default. My friend's bankruptcy attorney, however, is trying to convince her... more »
By tfs  - Nov 16 2006 - 3 new of 3 messages    

GM Card-BAD EXPERIENCE 
  I just had a very bad experience with GM Mastercard. After almost 2 decades of being a customer which never had a late payment and always paid if full each cycle, I maxed out the $500 per year rebate on my original GM Card. I plan an $8000 purchase in about 2 months so I applied for and received a second GM Card so I could earn about $400... more »
By j marnell  - Oct 22 2006 - 1 new of 1 message    

What is a Good Gas Credit Card? 
  What is a Good Gas Credit Card? Because Gas prices are so high right now I need to find a card that offers cash back. I need to save as much money as i can? Any Help would be Appreciated!
By bengalsguy  - Aug 16 2006 - 2 new of 2 messages    

Legitimate Credit card consolidation companies 
  I'm looking for a little advice from on credit card consolidation. I have about 12,000 in credit card debt and would like to consolidate to a lower interest rate. The problem is that I've never done this before and don't know what the norm is for consolidating my debt. I've tried to stay clear of these companies because I've heard that there are a... more »
By VolcanoMall  - Jul 4 2006 - 3 new of 3 messages    

New charges from Citibank Visa 
  I just received a notice from Citibank MasterCard with a change in their charges. One of the disturning items is that they are now going to be adding a charge for goods purchased in other currencies. I would like to find a Visa or MasterCard that does not have additional charges for people who travel and buy things overseas and also has at... more »
By Lizch  - Jul 2 2006 - 2 new of 2 messages    

Unsolicited Bank of America credit card 
  Has anyone received an unsolicited credit card from Bank of America? I am trying to locate other individuals who, like me, have received unsolicited credit cards from Bank of America; that is, people who have actually had accounts opened in their name without their authorization. I recently received a solicitation to apply for a credit card and,... more »
By ccardproblems  - Jun 26 2006 - 2 new of 2 messages    

interesting question? 
  can anyone tell me what the difference is between 'Purchase interest' and 'Cash interest'. Both appear monthly on my capital one statements, usually coming to around £25 on average, together. I haven't purchased or withdrawn cash on this card for many months now as I am trying to settle the bill for good, so does this seem erroneous to anyone?... more »
By Paul R.  - Jun 12 2006 - 1 new of 1 message    

Help: Want to accept credit cards over phone w/ no monthly fee 
  Please help... I am looking to begin accepting credit cards (over the telephone). However, I do NOT want to pay ANY monthly fee. I will rarely have a need to accept credit cards, but would like it as a backup. I anticipate payments of between $299 - $499. If anybody knows of a company that will allow me to accept credit cards... more »
By attorneyatlaw@hotmail.com  - Apr 13 2006 - 1 new of 1 message    

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